Making Sense Of Money

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Home Collection Loans – A Guide To Safe Borrowing

Home Collection Loans – A Guide To Safe Borrowing

Home collection loans are personal loans that require no security and hence are readily available to a wide section of the UK population. They are relatively small cash loans which are arranged face to face with an agent who will call round to visit you in your own home to discuss and agree your application. The loan will then be delivered to your door, often by the...

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Home Credit Doorstep Loans

Home Credit Doorstep Loans

Doorstep loans, also known as home credit loans, are small cash loans whereby an individual borrowers money and the lender then collects repayments by calling at the borrower’s home. Much of the application process is completed in-person with a local agent and due to the highly flexible nature of these products, loan approvals are typically granted according...

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Credit Card Consolidation – Is It Always The Right?

Credit Card Consolidation – Is It Always The Right?

Credit card debt can easily mount up, especially if you have access to multiple credit cards. The ease, the temptation, the access to finance is sometimes hard to resist and, even with the best of intentions, sometimes the full balance isn’t paid off and the longer this goes on the harder it is to clear the balance and hence the need for credit card consolidation....

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Monthly Payday Loans – Instalment Loans In Disguise?

Monthly Payday Loans – Instalment Loans In Disguise?

These days it seems like there are more and more different types of loans and lending options all dressed up in fancy packaging and with names to match … none more so that monthly payday loans or 12 month payday loans. The thought of spreading the cost of a payday loan into monthly instalments is surely almost a contradiction in terms so just what are monthly...

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Credit Cards For Poor Credit – Good Or Bad?

Credit Cards For Poor Credit – Good Or Bad?

There’s always two sides to an argument and that’s certainly true when it comes to credit cards for poor credit – use them correctly and manage them well and they’ll be your best friend but use them inappropriately and they can turn a poor credit rating into bad, really bad, in the blink of an eye! There are a growing number of UK poor credit card providers which...

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