Money Unmuddled – Making Sense Of Money
Money Unmuddled is an evolving website focused on the UK personal finance market. What makes us different is the fact that we’re not lenders, or advisers and are not here to sell you anything – we just want to help you make sense of money, to help you understand jargon and options a little more and make decisions.
Before considering any financial product you should take professional and independent advice … and that need not cost! The Money Advice Service was set up by the government to do just that – provide free and impartial money advice, both online and over the phone along with various tools and calculators.
If you’re thinking about borrowing then we urge you to think hard … is it the right thing to do, do you really need a loan and can you comfortable afford it. Don’t let the lure of access to quick cash get the better of you – there’s always another way. That’s especially true when it comes to debt – don’t borrow to pay off debt unless you’re absolutely certain it’s the right thing to do. Face up to debt and financial problems and hit them straight on, there’s plenty of help out there that needn’t cost you a penny and, believe you me, there’s ALWAYS a way and you are NOT alone!
About The Webite
The website is split into several sections:
Loans: A particular emphasis is placed on the sub-prime, bad credit loans market. As more and more loans are being packaged up with fancy names, branding and being advertised all over the television, the media and even football shirts it’s almost assumed that these loans are a normal financial solution that are a normal, everyday part of life.
Instant loans, doorstep loans, payday loans, logbook loans, personal loans, car loans … we unwrap the packaging and explain what these loans actually are. We’re not here to recommend any product, review any product or sell any product – just to unmuddle financial jargon.
Banking: Again, the focus is on options for those struggling to find banking services such as bank accounts, credit cards, debit cards and pre-pay cards plus related banking solutions including mortgages. These financial services are almost essentials in life today yet can be difficult to obtain without a perfect credit rating – we explain the options.
Debt: As we come through one of the worst economic periods on record more and more individuals have fallen victim of debt, often through absolutely no fault of their own. It can effect lives, relationships and health but there’s always a solution – no matter how bad the situation may seem. We’re here to explain the options available and companies and charities who can help.
Credit Repair: Let’s face it, it’s been almost impossible to maintain a perfect credit rating of late and that’s why so many of us have a black mark or two on our credit file. We’re here to explain the causes of bad credit, what’s contained within your credit file, how the credit check works and what you can do to rebuild a damaged credit history.
More and more content is planned and being added so make sure you bookmark us and visit us again.
We’re not lenders, brokers or advisers – we merely aim to explain financial jargon, outline options and provide a helpful forum for you to discuss all things financial.
We’re approachable so feel free to contact us for any reason at all – ideas, suggestions, feedback, criticism, complaints (not too many please 🙂 ) any reason at all. We try to respond directly within the shortest possible time frame.
If you are considering any financial product or service we recommend that you always consult a professional financial adviser as all circumstances are different and what’s right for one may not be right for others – always make certain that whatever decision you come to is the right one for you and your situation.
Thanks for your visit today – we hope we are able to help and that you find the website of use.