Life is good, there’s plenty of money coming in and your finances are under control then, from out of the blue, a crisis hits that completely blows the budget and leaves you scratching your head as to where to find the emergency cash you desperately need … sound familiar? We’re all affected by such a situation from time to time – usually when we least expect it and at a time we need it the least. The car breaks down, the heating packs up, you need to make an unexpected trip … the reasons are many and varied but the Keep Reading >>>