A mortgage is a loan you take out to buy property. Most banks and building societies offer mortgages, as well as specialist mortgage lending companies. If you change lenders but don’t move home it’s referred to as a ‘remortgage’. A remortgage may offer an option to effectively raise capital by securing against the equity you have in your property Bad Credit MortgagesĀ – The Basics Except for those lucky few the vast majority of us need a mortgage if we are to buy a house – it’s usually the biggest financial transaction we will everĀ make and so it’s really important to Keep Reading >>>