Making Sense Of Money

Bad Credit Loans UK

 

Loans for people with a bad credit rating and those struggling to find finance.

Bad Credit LoansIn these difficult economic times getting a loan is hard enough if you have a perfect rating but what happens if you have a bad credit history, a poor credit rating or a low credit score? What happens if you are burdened with CCJs, arrears, defaults or previous credit problems? What if you have no credit history, or you’re self employed, unemployed, retired or on benefits? What if you’ve applied for a loan and been rejected?

No chance of a loan you’re thinking … WRONG … there are still many lenders throughout the UK who specialize in providing loans for bad credit and the thousands and thousands of people throughout the UK just like you. Companies who tailor make products and services for those with a less than perfect credit rating.

Sure, terms may not be a good and interest rates may be higher but you CAN get a loan with bad credit.

    

Always think carefully before borrowing – check out the Governments own pages relating to money, loans and alternative help available – click here. Or read more and understand more about the various loans and options available.

Also think carefully – do you REALLY need a loan or is there another way … with a little thought you may just find a better alternative!

We are not lenders or advisers  but aim to explain about bad credit, what loans and financial options are available and the basics of how each loan works.

 

 

Loans For Unemployed – Are You Sure?

Posted by on 7:57 pm in Bad Credit Loans, Doorstep Loans For Bad Credit | 0 comments

Loans For Unemployed – Are You Sure?

If you don’t have a job it doesn’t necessarily mean you won’t be able to get a loan as more and more specialist lenders open their doors to loans for unemployed throughout the UK. If you think you’re going to get thousands of pounds think again – the best you can hope for is a small cash loan of a few hundred pounds or so with repayments structure divided up into small regular instalments to make them affordable, even on a low income from benefits or a pension. Enter the home credit doorstep loans for unemployed people. A doorstep loan is...

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Bad Credit Loan Broker

Posted by on 8:29 pm in Bad Credit Loans | 0 comments

Bad Credit Loan Broker

A bad credit loan broker is a financial professional prepared to match clients who are struggling with a less than perfect credit rating with reputable lenders prepared to lend to those with a poor credit score, in order to establish the completion of secured or unsecured loans. When shopping for the best rates offered in the UK, a loan broker will assist the borrower in finding an established lending institution, which will provide an affordable secured or unsecured loan option, based on individual needs and ability to repay. Using a loans...

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No Credit Check Loans

Posted by on 8:10 pm in Bad Credit Loans | 0 comments

No Credit Check Loans

No credit check loans are ideal for those with a bad credit history (or rating) because the acceptance of a loan application is not based on a customer’s credit score. Finding a lender prepared to loan money without any form of credit check or UK lenders that do not perform credit checks on loan applications is pretty hard these days unless you are able to secure the loan in its entirety. However, there are still options available – a few of the main ones are listed below. Guarantor Loans Designed for those with a bad credit history who are...

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What Bad Credit Loan

Posted by on 7:28 pm in Bad Credit Loans | 0 comments

What Bad Credit Loan

  Credit crunch, sub-prime lending, bad credit loans UK, recession … some of the most widely used terms over the last few years or so. In simple terms the credit crunch is a crisis caused by banks being too frightened to lend money to each other or us. When they do lend they can charge higher interest rates to cover their risk. So where does these leave those of us whose credit history is less than perfect? Maybe it’s the credit crunch that’s caused you a recent bad credit history or maybe it’s the reason you’re looking to...

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Get A Loan With Bad Credit

Posted by on 7:24 pm in Bad Credit Loans | 0 comments

Get A Loan With Bad Credit

  In these days of economic hardship more and more people are affected by an adverse credit history making it difficult to obtain any form of finance. Whilst it may not always be straightforward it is still possible to get a loan with bad credit. Most people owe money to some extent but owing money in itself doesn’t necessarily result in a bad credit history – quite the opposite is true in fact as managing your debts responsibly and paying back on time and in accordance with the original credit agreement gives lenders confidence in you...

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Glossary Of Loans

Posted by on 7:11 pm in Bad Credit Loans | 0 comments

Glossary Of Loans

  These days there are so many different bad credit loans and so many fancy names that getting a loan can be a confusing and daunting task – loans for bad credit, loans for poor credit, unsecured loans, secured loans, payday loans, doorstep loans, installment loans, instant loans, guaranteed loans … the list goes on and on. Below you’ll find a list of loan types and simple explanations that we hope may help. The Different Types Of Loans That Are Available With Bad Credit: Adjustable Rate Loans: Loans where the interest...

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Do I Really Need A Loan?

Posted by on 7:06 pm in Bad Credit Loans | 0 comments

Do I Really Need A Loan?

  Alternatives To A Bad Credit Loan Before you take out any loan, let alone a bad credit loan, always ask yourself “do I really need to borrow money?” Sure, you may need cash fast and you may see no alternative to applying for one of those high interest short term loans we see advertised everywhere but are you sure you can comfortably repay the loan without leaving yourself in difficulty again and are you certain there’s no other way? Save Up If there’s something you need or want and you’re thinking about borrowing to get it...

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