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Van Finance

Bad Credit Van FinanceBad credit van finance is simply that … loans and other finance options for bad credit which are used for the purpose of buying a van.

Have you been refused van credit? Do you have CCJ’s, arrears or defaults? Are you self employed? Are you in a debt management plan? If so don’t worry there are companies out there who can help  you obtain a fantastic deal on your next van.

You may be looking for a van for your own personal use or for you business either way it may well be your own, personal credit rating that’s taken into consideration.

There are 2 main types of loan available:

1: The specific van loan which is usually lent to purchase an agreed vehicle and secured on the van.

Such loans may stipulate who you can buy from ie main dealers etc but the loan can be agreed BEFORE you shop.

2: An unsecured, personal, bad credit loan that is provided directly to you in advance of your van purchase.

The loan is not secured on the van and hence allows you to buy any vehicle from anywhere – even a private or auction purchase.


Get a van loan with bad credit.

If you desperately need a new, or a replacement van for yourself or your business but are finding it difficult to raise the finance because of a bad credit history, don’t panic, help is at hand at the Bad Credit Loans Directory where we can suggest 4 options for the bad credit van loan you require:

Personal Loan.

A bad credit unsecured loan or personal loan, will provide the loan in advance which will enable you to shop around to find the right van for you as a “cash buyer”.

Because this type of loan is not secured against your vehicle you are easily able to buy any make, model or size of van, either new, second-hand, privately or via an auction.

Van Finance Only.

Straight forward bad credit van loans will provide you with the knowledge and the confidence that finance has already been approved and that you can now start shopping around for the most appropriate van or commercial vehicle. You will often be restricted to certain dealers and therefore not be able to buy privately, this is because the loan will be secured against the value of the van.

Van Loans + Vehicles

Certain bad credit van loans do the lot – supply the loan, the van and even takes your old vehicle in part exchange, this can make buying and financing a van really easy. You can search for the van you need and apply for everything in one go, agree a part exchange too.

Van Lease

A further option is to lease a van or a contract hire agreement whereby, for a monthly agreed “rental” over a fixed period of time you get the use of a new vehicle, often including repairs and maintenance too – certainly worth considering.

Using A Broker To Get A Van Loan With Bad Credit

Posted by on 9:08 pm in Van Finance For Bad Credit | 0 comments

Using A Broker To Get A Van Loan With Bad Credit

Keeping a perfect credit rating is not easy these days, whether you are an individual or a company but an adverse credit rating may not stand in the way of getting the vehicle finance you need, especially if you apply via one of the growing numbers of brokers specialising in van loans with bad credit. The process is straightforward and usually starts with a basic online application form – all the standard information will be needed at this stage, name, age, address, income, requirements etc – just enough for the broker to make an in-principle...

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Van Loans – Your Choices

Posted by on 2:22 pm in Van Finance For Bad Credit | 0 comments

Van Loans – Your Choices

When it comes to van loans there are a number of different options available and plenty of specialist van loan lenders providing solutions to suit individuals and businesses. For many businesses and some individuals a van is an absolutely essential tool without which the ability to operate (and make money) is severely restricted. Finding the right vehicle is therefore really important as is the ability to finance it in the most cost effective manner. There are several ways in which to do this as explained below: Van Loan & Van –...

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Van Hire Options

Posted by on 12:21 pm in Van Finance For Bad Credit | 0 comments

Van Hire Options

Do you require a van all the time or do you just need it periodically, temporarily or for short periods at a time? Perhaps you need a different type or size of van for different situations? If either of these two scenarios applies to you then it’s worth considering a van hire option as an alternative to a van loan or lease. There are thousands of van hire companies in the UK today – some local to you and others providing national coverage but all able to cater for you and your business, whatever your needs … even if you require a...

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Van Leasing – The Alternative To Van Loans

Posted by on 10:44 am in Van Finance For Bad Credit | 0 comments

Van Leasing – The Alternative To Van Loans

Financing a new van for your personal or business use does not necessarily mean a specific van loan, other options exist including a van lease – a really popular alternative to owning a vehicle outright. Van leasing is similar in principle to a long term vehicle rental or hire agreement. It allows you to choose the exact vehicle for you, not just make, model and size but even down to colour and spec and, for a set monthly fee over an agreed time scale (usually several years) the van is yours. OK, you won’t actually own the vehicle but it can...

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